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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Dumps Questions Answers

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OHIO Life Insurance Agent Series 11-44 Questions and Answers

Questions 1

Insurance agents have duties and responsibilities to the insured and the insurer. Which of the following responsibilities does an agent owe the insured during the policy year?



Help the insured file and follow up on claims.


Notify the insurance department when claims are paid.


Work with rating bureaus to establish insurer ratings.


Pay the insured's premiums if they are unable to do so.

Questions 2

Bettie has a $200,000 whole life policy with a $50,000 cash value. She wishes to borrow $30,000 for the purchase of a new van. Which of the following Is TRUE In this situation?



There is no requirement that she pay back the loan.


Loans can only be taken for hardship situations.


Whole life policies do not have any loan provisions.


This type of loan is interest free.

Questions 3

A policyowner may not pay premiums with which frequency?










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