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Insurance Licensing Virginia-Life-Annuities-and-Health-Insurance Dumps Questions Answers

Exam Code:
Virginia-Life-Annuities-and-Health-Insurance
Last Update: Sep 13, 2025
150 Questions Answers with Explanation Detail
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Virginia-Life-Annuities-and-Health-Insurance Q&A's Detail

Exam Code:
Virginia-Life-Annuities-and-Health-Insurance
Total Questions:
150 Q&A's
Single Choice Questions:
150 Q&A's

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Insurance Licensing Virginia-Life-Annuities-and-Health-Insurance Exam Dumps FAQs

This is a state-administered exam required for individuals seeking to become licensed insurance agents in Virginia. It covers life insurance, annuities, and health insurance products, regulations, and ethical practices.
The exam is intended for aspiring insurance professionals, including recent graduates, career changers, and financial advisors who want to sell life, annuities, and health insurance in Virginia.

Key topics include:

  • Insurance regulations (state and federal)
  • Life insurance basics and policies
  • Annuities and qualified plans
  • Health insurance fundamentals
  • Disability and medical plans
  • Medicare and senior insurance
  • Tax considerations and ethical practices
The Virginia-Life-Annuities-and-Health-Insurance exam lasts 150 minutes and costs $35. It is administered by Prometric, and candidates can choose between in-person or remote proctored formats.

The Virginia Insurance License Exam is considered challenging, especially the health portion, which many find more complex than life and annuities.

You can take the Virginia-Life-Annuities-and-Health-Insurance Exam as many times as needed, but must wait 24 hours between attempts; after three failures, a 30-day wait is required.
To get the license, you must be at least 18, pass the exam administered by Prometric, submit fingerprints if you're a resident, and apply for the license within 183 days of passing.
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Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Questions and Answers

Questions 1

Who normally bears the cost of excess charges in a Medicare claim?

Options:

A.

The Social Security Administration

B.

The Centers for Medicare & Medicaid Services

C.

The service provider

D.

The insured

Questions 2

Employer-paid premiums for qualified long-term care insurance are:

Options:

A.

Included in an employee’s gross income

B.

Deductible as a business expense

C.

Deductible on an employee’s federal income tax return

D.

Reimbursed by the employee

Questions 3

The period of time during which a new employee is ineligible for group health insurance coverage is called a:

Options:

A.

Participation period

B.

Grace period

C.

Probationary period

D.

Contributory period

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